Loan Management

Credit loan cycles managed with ease

Process credit applications from submission to collection. Define custom loan products, automate eligibility routing, and track repayments easily.

How It Works

Three-step loan workflow

Talk to our credit specialists to optimize your cooperative's default risk profile.

Define maximum limits, custom interest rates, and required guarantor counts for each tier.

Members select guarantors from their dashboard, who can instantly accept or decline requests.

Track loan approval stages, manage the disbursement queue, and release funds securely.

Core Capabilities

Create standard, emergency, or asset loans. Customize interest formulas and schedules for each.

Mitigate defaults through mutual trust. System routes guarantor requests and monitors allocations.

Manage payables based on capital liquidity. Release funds step-by-step with secure verification.

Generate statements, send SMS reminders, and track payments to ensure zero default rates.