Credit loan cycles managed with ease
Process credit applications from submission to collection. Define custom loan products, automate eligibility routing, and track repayments easily.
Three-step loan workflow
Accelerate Loan Disbursements Safely
Talk to our credit specialists to optimize your cooperative's default risk profile.
Design loan products
Define maximum limits, custom interest rates, and required guarantor counts for each tier.
Automate guarantor routing
Members select guarantors from their dashboard, who can instantly accept or decline requests.
Queue and disburse
Track loan approval stages, manage the disbursement queue, and release funds securely.
Explore our specialized capabilities
Flexible Loan Products
Create standard, emergency, or asset loans. Customize interest formulas and schedules for each.
Guarantor Approval Portal
Mitigate defaults through mutual trust. System routes guarantor requests and monitors allocations.
Cashflow Disbursement Queue
Manage payables based on capital liquidity. Release funds step-by-step with secure verification.
Automated Repayment Flows
Generate statements, send SMS reminders, and track payments to ensure zero default rates.
Cooperatives are building a better world
As businesses driven by values and not by the remuneration of capital, the 3 million cooperatives on earth act together to build a better world.
The cooperative model puts fairness and equality first, allowing people to create sustainable enterprises that generate long-term jobs and prosperity.
What is a cooperative?
Cooperatives are people-centred enterprises jointly owned and democratically controlled by and for their members to realise their common economic, social and cultural needs. Managed by producers, users or workers, they are run according to the strict 'one member, one vote' rule.
Learn the principles ›Cooperative impact
The 3 million cooperatives on earth contribute to sustainable economic growth and stable, quality employment globally.
The cooperative movement accounts for at least 12% of the global population.
Top 300 cooperatives worldwide generate massive sustainable economic growth.
Cooperatives provide work opportunities to 10% of the world's employed population.
